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Debt

I am in debt and cannot face dealing with it

I have always been bad at managing my money but somehow I have managed to get by. I stopped working 4 years ago to look after my children and since then have had an allowance from my husband. I do not spend much money but I have to go to the shops every week and I cannot go without spending money. I was ok and spending just a few pounds but I am finding the need to buy more and more and sometimes things I don’t even need. I am hugely in debt. I am afraid to talk to my husband and my bank account is always in overdraft. I don’t have any other close family to talk to.

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